A Full-Service Independent Agency
Life and Health
LIFE INSURANCE
Life insurance is the best way to protect your family from unexpected financial hardships. Whether you are looking for a coverage that will cover mortgage payments or provide your family sufficient funds for college or regular expenses, we have a plan that fits your need.
HEALTH INSURANCE
No one plans to get sick or hurt, but it happens to most of us at one point in time, and health coverage helps pay for these costs. Health coverage helps protect you and your family from the high costs of health care. There are many options for you to choose from. We do small and large group insurance. We also carry individual or family plans.
GROUP HEALTH
Group major medical insurance is a policy purchased by an employer and offered at a benefit to the eligible employees of the company. At Sumner Insurance Services we are specialists in group major medical coverage. We represent a number of quality companies and can help you find the right coverage with good rates.
DENTAL/ VISION/ HEARING
Your teeth, eyesight and hearing are a part of your quality of life; unexpected problems can be painful, inconvenient and expensive! Dental insurance has made it easy for you to stay on top of fighting and preventing disease and decay through regular care. Vision insurance will help offset the costs of routine checkups as well as help pay for vision correction wear. Hearing insurance pays for exams, the purchase of prescribed hearing aids, and any necessary repairs or supplies.
DISABILITY
Your most valuable asset is your ability to earn a living! Disability income insurance can help by paying you a monthly benefit subject to the limits of the contract. There are many types of policies available.
HOSPITAL INDEMNITY
Hospital indemnity insurance is a supplemental insurance plan designed to fill some of the gaps that may be left by your primary health insurance plan. It can pay for the costs related to a hospital admission, such as co-payments, deductibles, and out-of-pocket expenses.
PRESCRIPTION SAVINGS
Clever RX is the #1 prescription discount program in the United States. It is always 100% free to use and will save you from ever overpaying for prescriptions again! You can experience savings at over 80,000 pharmacies nationwide including CVS, Walgreens, Walmart, and Kroger.
TRAVEL
Whether you're going on a quick trip, or living abroad for a long period of time, you never know what will happen while you're away. Travel insurance offers some peace of mind for any unexpected illness, injury or medical emergency. Most conventional health plans are not created to protect you when you are traveling internationally.