What is it?

Hospital indemnity insurance is a supplemental insurance plan designed to fill some of the gaps that may be left by your primary health insurance plan. It can pay for the costs related to a hospital admission, such as co-payments, deductibles, and out-of-pocket expenses. The plan covers costs for hospital admittance for covered sicknesses or injuries. 

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Why do I need it?

Nobody wants to spend all their hard-earned savings on unplanned medical bills. Many people don’t have enough money in savings to cover these bills to begin with. This is where hospital insurance comes in. This plan pays you directly to help cover any out-of-pocket expenses associated with hospital stays, ambulance trips, critical accidents, skilled nursing costs and more.

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Ask our team about how we can tailor hospital insurance to complement your current health insurance plan.