A Full-Service Independent Agency
Medicare
Annual Enrollment Period
For Medicare Advantage Plans (Part C) and Prescription Drug Plans (Part D).
October 15 - December 7
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Join or switch a Medicare plan with no penalty. Plan changes go into effect on January 1, 2026.
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We'll help you compare prices and benefits for plans available in your area.
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Enrollment is simple with personalized guidance and no fees. Learn More Here.
Health Insurance
Open Enrollment
For Health Insurance Plans for anyone
under the age of 65.
November 1-
January 15
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Enroll by December 15 for a plan that starts on January 1. Or enroll by January 15 for a plan that starts on February 1.
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We offer multiple types of health insurance from several different companies. We'll help you compare your options.
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Get assistance navigating the plan changes for 2026. Request an Appointment.
Best of Sedalia
Voted...
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Best Insurance Agency: 2025, 2024, 2023, & 2022
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Best Financial Planning: 2025
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Best Insurance Agent- Caleb Sumner: 2025, 2024, 2023, & 2022
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Star Insurance Agent- Luke Rehmer: 2025, 2024
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Star Financial Planner-Laramey Johnson: 2025
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Best Small Employer: 2025, 2024, 2023, & 2022
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Star Business: 2021
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Heartland's Choice Best Financial Planner- Mike Bauer: 2025
Your Trusted Source for Individual and Business Insurance for all kinds of needs, including Medicare, Health, Life, Auto, Homes, Commercial, Annuities, Renters, Events, Farms, Churches, Travel and much more!
Contact Our Team
We proudly maintain a high regard for customer service and claims processing guidance. We are our clients' advocate. We'd love to sit down and talk to you about your insurance needs! Our consultations are complimentary with no obligation to purchase. We'd love for you to reach out with any questions or requests! Both in-person and phone appointments are available.
PLEASE MAKE SURE WE HAVE YOUR UPDATED PHONE NUMBER AND EMAIL ADDRESS SO WE CAN QUICKLY CONTACT YOU WITH IMPORTANT INFORMATION
About Us
As a family-owned business, we have served the central Missouri community with quality insurance products and valuable customer service for 3 generations. As a one-stop-shop, our agency proudly offers Health & Life products, Property & Casualty products, financial solutions options, and various business-minded as well as surplus product line options/services.
Sumner Insurance has served thousands of clients and is a Trusted Choice Agency and a member of the Missouri Association of Insurance Agents.
We are willing and privileged to serve our clients where their life's journey takes them.
Why Choose Us?
Personalized Service & Choice in Coverage Options. We represent a substantial selection of insurance companies which allows us to offer
a variety of products on the market.
Licensed Expertise. Our agents have exceptional skills and experience. We are our clients' advocate.
People & Community Oriented. Our team is a family, and we do our best to remain both customer focused and community-minded.
Long-Term Relationships & Communication. We remain steadfast in our vision for our future while successfully adapting to the customer that needs us and the industry that guides us.